With the right mix of breath and negligence, all those little budget campfires can blow into a forest fire. I want to say that extra paycheck was earmarked for financial growth and moving the needle more on our mortgage debt, but maybe the best I can say is we didn’t have to dip into savings to pay the bills this month. And some months, just putting out all those little fires is the best you can do. How’d we do this month? Three Paychecks! So, due to the way I’m…
Tag: Debt
Net Worth Post & Debt Update through 5/31/2017 – Should we buy a pool?
Well, here we are, five months into the year. I’m sure we’re just settling in to life without double mortgages, but still, my control-freak nature tells me we’re floundering and had better get it back together or we’ll lose momentum toward our goals. Chaos is totally a control-freak’s dark place. But maybe we are just seeds, being soaked overnight in a deep pool before planting. Christine Caine says sometimes when you’re in a dark place you think you’ve been buried, but you’ve actually been planted. I don’t know about you,…
Net Worth & Debt Payoff through 2/28/17 – How Do You Spell Debt RELIEF?
You know how when you’re a kid, it feels like you can physically FEEL Christmas, like electricity in the air, but when you grow up, it’s kind of just another day? I thought I’d feel lighter now, but today feels the same as the day before. We closed on the sale of the townhouse yesterday and have again made a substantial reduction in our debt-load. What a relief! We feel elated and excited, but also a little bit sad. In the past two years, I had repeated many positive affirmations about the sale…
How to Get on With Life When You’re in Debt
Let’s talk Debt for a minute. Dirty, Dirty Debt. Debt makes you feel all kinds of negative things– shame, fear, anger, hopelessness, guilt, regret. You just wish it was gone, over, paid in full. Every day seems like a struggle just to make ends meet. Every day you regret buying that two-seater that will be taking your fun-money for the next six years. It’s going to take 6 months to pay this diamond off, two years to pay off that credit card, five years to pay that medical debt. I feel you. I’ll be…
Debt Ruining Your Life? Why High School’s Responsible
We demand that school teaches our children about sex and driving and argue how to explain the beginning of the universe. Why don’t we have a class in high school that teaches basic personal finance? I’m not talking about economics. Even if it’s an elective, I believe we need a class at least available to students who want to learn how to manage money in a responsible way. We need to teach them how to avoid the consequences that result from bad money management. This course could change the courses…
Get Paribus and Get Your Money Back!
Have you heard about Paribus, yet? Oh my gosh, I’m so excited I get to tell you about this app! If you shop online and aren’t sure you are getting the best prices, but you want to save money, this is the app you need. If you buy products online and don’t want to hunt down the best deal between several sites, you have to get in on this. Even if you’re like me and you’re SURE this app couldn’t possibly sniff out a better deal than you, you’re going to…