Net Worth & Debt Payoff Progress – June 30, 2016

Oh, June. June. June, June, June. So glad you’re gone. I’m reminded of those “Black Eyed Peas” lyrics, “Let’s get ignorant. Let’s get hectic,” except it wasn’t nearly as fun as they suggest. I knew I shouldn’t have told you how much life sucked there for a minute, because you know what? After I hit “post,” lousy things kept happening: Prime example: While I was investigating an on-the-job accident, I dropped my phone, shattering the screen. I put packing tape on it to keep the shards from falling out. It’s not an…

How to Get Your Life to Stop Sucking

Let me tell you all the ways my life sucked in the span of just FIVE days: 1. I got a speeding ticket Friday. I’m pretty sure he gave me a ticket for the guy in front of me. There’s no way I was going that fast. Guess that’s just life. Oh, I was speeding, all right. But not that fast. That’s $222.00 that won’t be going to debt destruction. Every Dollar Goes To Work? Huh. That’s $222 that is going to work for the local officials. 2. I got a sunburn Saturday…

Garden Update: June 19, 2016

I know. I know. It’s important to get in your garden every day. At least, every other day. Not just on weekends. Ashamedly, I’ve only been a weekend gardener and it shows. I hand-weeded around our small plants this weekend in the blistering hot sun, but still only covered about 30% of the garden. And there are still weeds in the walkways. Ugh. Every day, Erica. Get out there every day. How do you motivate yourself to just do it? Something Different and Exciting Happened Though… But yesterday, instead of…

Debt Ruining Your Life? Why High School’s Responsible

We demand that school teaches our children about sex and driving and argue how to explain the beginning of the universe. Why don’t we have a class in high school that teaches basic personal finance? I’m not talking about economics. Even if it’s an elective, I believe we need a class at least available to students who want to learn how to manage money in a responsible way. We need to teach them how to avoid the consequences that result from bad money management. This course could change the courses…

Get Paribus and Get Your Money Back!

Have you heard about Paribus, yet? Oh my gosh, I’m so excited I get to tell you about this app! If you shop online and aren’t sure you are getting the best prices, but you want to save money, this is the app you need. If you buy products online and don’t want to hunt down the best deal between several sites, you have to get in on this. Even if you’re like me and you’re SURE this app couldn’t possibly sniff out a better deal than you, you’re going to…

How Can You Save Money? Here’s 9 Easy Ways

Here are 9 painless ways to save money or pay off debt. They just require a little bit of mental energy. I promise, you’ll be surprised at how much you can save or pay off quickly and some of you can see results as soon as your next paycheck. 1. You set a budget for X amount of dollars… When you come in under budget for the month, what happens to the difference? Usually, you just absorb it into your budget. Now what would happen if you were to transfer the difference to savings (or the…

Net Worth Update – May 25, 2016

 Total Debt: $275,226.22 We have paid off 0.37% of our debt since the last Debt and Net Worth Post. It’s fine. It’s fine. I’m fine with it. Fine. ::sigh:: Yeah, it’s not going anywhere very fast.  So, what action did we take this month? I signed up to start having the monthly mortgage payment come out of my check every two weeks, on the day after I get paid. This will work out to be one full extra payment each year. That simple trick will shave five full years off of…

Join My Money Saving Teams Here!

SAVE MONEY NOW – Links to Join My Teams: This post contains links to join my teams and sign up for the money saving apps I use regularly. *BONUS* Join using my link, make your first purchase, and get $10.00 bonus in your account! Turn that money back around and put it to work for you.   Join using my link. Read my post on Swag Bucks Here. Get a $5 bonus for signing up with my link and redeeming your first rebate! you can stack Checkout 51, Ibotta, and coupons on some…

My Townhouse is Staged For Sale

So, my husband and I decided to Stage our townhouse for sale since it had been on the market vacant for over nine months with no offers. Because we are going under by about $600 a month for every month it sits unsold, he agreed to let me take two months’ worth and stage it for sale. Instead of using our credit cards, I used a Flexible Spending Account reimbursement check as working cash for my tag sale purchases.     I scoured the Facebook Yard Sale sites… and happened upon a…

How to Make Money with Swagbucks

So, you know how I like the phrase, “Every Dollar Goes to Work.” In the next few months, I want to talk about some ways to make a little extra money that you can use to put toward getting out of debt. Today I’m going to talk about an old favorite savings app, Swagbucks.com. This is not an affiliate post and I’m not trying to sell you anything. If you join Swagbucks from my link then I would get a few Swagbucks for the referral. I’ve been a member of Swagbucks since 2009. You can…