Here are 9 painless ways to save money or pay off debt. They just require a little bit of mental energy. I promise, you’ll be surprised at how much you can save or pay off quickly and some of you can see results as soon as your next paycheck. 1. You set a budget for X amount of dollars… When you come in under budget for the month, what happens to the difference? Usually, you just absorb it into your budget. Now what would happen if you were to transfer the difference to savings (or the…
Category: Debt
Net Worth Update – May 25, 2016
Total Debt: $275,226.22 We have paid off 0.37% of our debt since the last Debt and Net Worth Post. It’s fine. It’s fine. I’m fine with it. Fine. ::sigh:: Yeah, it’s not going anywhere very fast. So, what action did we take this month? I signed up to start having the monthly mortgage payment come out of my check every two weeks, on the day after I get paid. This will work out to be one full extra payment each year. That simple trick will shave five full years off of…
How to Make Money with Swagbucks
So, you know how I like the phrase, “Every Dollar Goes to Work.” In the next few months, I want to talk about some ways to make a little extra money that you can use to put toward getting out of debt. Today I’m going to talk about an old favorite savings app, Swagbucks.com. This is not an affiliate post and I’m not trying to sell you anything. If you join Swagbucks from my link then I would get a few Swagbucks for the referral. I’ve been a member of Swagbucks since 2009. You can…
Update: Moving From GoDaddy to Bluehost
Story of my life: I should have done more research. The truth is, I get overwhelmed when there are a million choices, so I just pick one that appears to meet my needs and just go with it. It’s easier to figure out what I need when I get to using something, and boy, this was evident in the first week. Who signs up to blog with a host that doesn’t have a blogging platform? Me. But in classic C. Erica Burton Original style, I made it work (until I could move…
How we found ourselves $276,243.63 in debt
April 8, 2016. I’m not going into details today about the circumstances surrounding it, but this was a burdensome, heavy-hearted day in my life. An informal, undocumented loan was called due by text message at 3:30 AM, followed up by an email at around 4:30 AM, net seven days, mind you, so I applied online that evening to four different reputable lenders. The next morning, my local credit union dumped fifteen grand into my checking account and it was official. I was the deepest in debt I had ever been in…
Inaugural Post – Owning Burton Farm is Born
We Homestead. We Money. And now, we Blog. Welcome to the inaugural post by Owning Burton Farm at owningburtonfarm.com. These are the first of several posts that are going in the ground to support the fence for the garden. I said I didn’t want to put in a lot of effort on a garden if the goats and the dogs are running loose. I only play to win and that right there’s a losing game, I already know. Jenny, our one year-old dog has ripped out the last four small seedlings I’ve planted in my front door containers,…