Year: 2020

I love Back to School time! It’s like New Year’s 2.0. Everyone gets a fresh start but it’s not freezing outside. Even though this year is weird with all the Covid19 precautions, our boys have adjusted well and are enjoying being back in school with their friends.  Feeling kind of happy this month; I even read a couple of books: The 5 Love Languages of Children by Gary Chapman and The Happiness Project by Gretchen Rubin. Both of them gave me some happy insights into my life and led me to…

For the first four weeks of July, I turned on the firehose in Facebook Marketplace, selling everything I could find to make money to throw at the mortgage. Let me tell you what sells: anything people can organize their crap into: shelving units, shoe organizers, and cabinets of all sorts! I unloaded a pile of huge space-takers in my home and breathed a sigh of relief every time one of them was hauled out the front door. Also, who knew we had that many ladders? Y’all, I made $530.00 this…

I’ve got my mind on my mortgage and my mortgage on my mind. This month we’ve made strides toward our next goal of getting the principal balance on our mortgage to $150,000.00. I downloaded a free debt tracker called “Debtris” from debtfreecharts.com so we can visualize paying off the mortgage in more manageable chunks once we get to that mark. Each little block will be $750.00 and there are only 200 blocks. Easy, right? I promise you, when we get this honker paid off, we’re having a big honking party…

To say I’ve been on a mission is no understatement. I want this house paid off! The absolute beast of the mortgage debt is getting to me. We’re already following a few strategies to get it paid off faster. Biweekly, I send in half a mortgage payment, which works out to a full extra payment every year. Every week I look at my budget to see how much I can send additional on the principal, and I’m mailing in a check every other Friday of at least $150.00. Every time…