January 2017 for us, like most families, was mostly spent in survival mode. But not because of any holiday hangover as we paid for Christmas with cash. No, three of our family birthdays are in January and I’m on a mission to make memories. Also, because I am a lousy mom, I missed my youngest son’s 12 month and 18 month photo sessions, but was adamant that we secure his 2 year images on film. Forget the townhouse that hasn’t sold. Forget putting any seeds in the dirt. THIS is important! THREE … Continue reading Net Worth & Debt Payoff Through January 31, 2017